Equity release is a way to unlock the value of your property and turn it into a cash lump sum. You can do this via a number of policies which let you access the equity tied up in your home, if you are over the age of 55. You also do need to have fully paid off your mortgage to do this.
As a rule, you can take the money you release in one lump sum, in several smaller amounts on which you will pay interest, or as a combination of both.
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